Do You Have Questions About Vehicle Financing?
We are here to help! You deserve to feel secure and comfortable with your next investment in a new or used vehicle. At Mainland Ford, we make sure that you receive all the information necessary to make an informed decision about auto loans -- regardless of your credit history.
The Mainland Ford Financial Team
The Mainland Ford finance team will work with you to provide transparent and useful information about your car loan options, vehicle payment options, and all warranties and programs. It is our mission that every Mainland Ford customer can feel confident that you are getting the most affordable auto loan available. Our financial team examines your credit situation and develops a plan with you to that meets your needs without exceeding your budget.
When buying a new or used vehicle, there are lots of great choices to select the right vehicle that suit your lifestyle and budget. Why should paying for your vehicle be any different?
There are plenty of different payment options for your vehicle that are designed to suit your financial lifestyle and budget. Some of the different payment options available are:
- A vehicle loan or lease from our Mainland Ford Lending Centre
- A vehicle loan arranged with your own bank or credit union
- A line of credit from your bank
- Cash from your savings or investments
What are the benefits to financing through the Mainland Ford Lending Centre?
Many customers that may want to use their line of credit choose our variable interest rates instead in order to keep their line of credit available for other purchases or opportunities.
- The new to Canada program – the Start Right Program through Scotiabank that is designed specifically for you.
- The Graduate Rebate Program – this plan allows recent college graduates to qualify for a new vehicle loan with only a small down payment and no co-signer.
- Choose fixed or variable interest rates
- Finance your vehicle for up to 96 months to keep your payments manageable
- Choose monthly or bi-weekly payments
- Choose your monthly payment date
- Defer your payments
- Opt for a Future Value Loan (this allows you to make payments on a portion of the vehicle purchase price and then allows you to pay off the balance at the end of the term)